Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Nicole Casperson is the Associate Editor of DS News and MReport. She graduated from Texas Tech University where she received her M.A. in Mass Communications and her B.A. in Journalism. Casperson previously worked as a graduate teaching instructor at Texas Tech’s College of Media and Communications. Her thesis will be published by the International Communication Association this fall. To contact Casperson, e-mail: [email protected] in Daily Dose, Featured, Headlines Print This Post Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Fitch Ratings HOUSING mortgage Previous: Fed Retains Rate … For Now Next: President Trump Nominates Jerome Powell as Fed Chair Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Related Articles A Look Inside Caliber Home Loans’ Portfolio Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago Home / Daily Dose / A Look Inside Caliber Home Loans’ Portfolio The Best Markets For Residential Property Investors 2 days ago Fitch Ratings HOUSING mortgage 2017-11-01 Nicole Casperson Governmental Measures Target Expanded Access to Affordable Housing 2 days ago November 1, 2017 3,014 Views According to a recent announcement, Fitch Ratings has affirmed Texas-based Caliber Home Loans’ U.S. RMBS servicer ratings and outlook.Overall, the report reveals that Caliber’s portfolio has experienced relatively high growth over the past three years, “primarily from acquisitions and origination of performing GSE and government loans.” Additionally, Caliber’s performance metrics have remained strong and the platform operated within an acceptable range for Fitch’s rating. As of September 30, 2017, Caliber Home Loans has serviced 591,222 loans with an unpaid principal balance of $129 billion. By loan count, the portfolio is 54 percent agency conforming loans, 28 percent Department of Housing and Urban Development (HUD) loans, 14 percent subprime loans, and 5 percent other loan options, according to the report. Taking into consideration Caliber’s overall mortgage platform—and the alleged “ongoing regulatory scrutiny of the servicer,” the report notes, Fitch rates residential mortgage primary, master, and special servicers on a scale of one to five, with one being the highest rating. Within some of these rating levels, Fitch further differentiates ratings by plus (+) and minus (-) as well as the flat rating.Fitch Ratings servicer ratings and outlook reports:Residential primary servicer rating for Prime product at ‘RPS2-‘; Outlook Negative;Residential primary servicer rating for Subprime product at ‘RPS2-‘; Outlook Negative;Residential special servicer rating at ‘RSS2-‘; Outlook Negative.Additionally, according to Fitch, Caliber is currently undergoing independent reviews with various regulatory bodies, according to the report, and “management indicated to Fitch that they are fully cooperating with each investigation.” As the financial condition is a component of Fitch’s servicer rating analysis—the ratings also account the financial condition of Caliber and its parent, neither rated by Fitch. About Author: Nicole Casperson
News UpdatesBar Council Of Delhi Covid Relief Measures Impact About 2500 Lawyers; Distributes Rs. 3.5 Crores Worth Of Support LIVELAW NEWS NETWORK20 May 2021 4:36 AMShare This – xAs part of its Covid-relief measures, the Bar Council of Delhi has established a war room which has so far helped close to 2500 of its member Advocates/ their immediate relatives, in smooth hospitalization during the second wave. The Council is also providing financiall assistance to its members thorugh the through Covid Fund, to support quality treatment. The details of various help are as follows:Advertisement Lawyer under Home Quarantine – 15,000/- INR (To date, 2287 lawyers are already benefited)Lawyer under Hospitalization, who are not covered under insurance – 50,000/- INR (To date, 33 lawyers are already benefited)The facility of 110 oxygen cylinder in circulation (Home delivery and Refilling Facility)Distribution of free grocery kits to needy and Home Quarantine lawyers and their immediate family. (To date, 2000 grocery kits are already distributed worth 40,00,000/- INR)Advertisement To date, 2320 enrolled lawyers and their immediate family has already been benefited, and an amount of 3, 59, 55,000/- INR has already been spent towards the cause. Mr Manoj K Singh, Chairman, Executive Committee & Spokesperson, Bar Council of Delhi, said, “As we know how severe the 2nd wave of the pandemic has been for all and same goes for our legal fraternity as well. Many of our members are unable to get the medical help they need because of financial problems, and hence in these challenging times, if we don’t come forward, who else will. That is why we have been standing by with our brothers and sisters who need our support during this crisis. We are happy and humbled to have touched upon so many lives, and we will not stop until this pandemic is over”. The Bar Council will also launch a crowdfunding initiative where every fraternity member can come forward and contribute towards this cause so that this Covid relief drive keeps going on till the situation is normalized again. It is to be noted that a drive like this is one of the largest when serving the professionals of a particular community.TagsBar Council of Delhi (BCD) Covid Relief Fund Financial Assistance To Advocates Plight Of Lawyers During Covid-19 Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Story
WABC(RIDGE, N.Y.) — Police arrested a Long Island man on Saturday after four driving students asked their instructor to pull over and they called 911 suspecting he was driving drunk.Russell Cohen, an instructor for the Suffolk Auto Driving School, was arrested after the students managed to get him to pull over at a McDonald’s at about 11 a.m., according to the Suffolk County Police Department.Cohen left the students at the McDonald’s after they didn’t come out and crashed into the rear end of another car in Ridge, New York, less than an hour later, authorities said.The 29-year-old woman in the other car was taken to the hospital with non-life-threatening injuries. He was not injured.Cohen, 58, was charged with aggravated DWI and three counts of endangering the welfare of a child.He will be arraigned in Central Islip.Copyright © 2018, ABC Radio. All rights reserved.
Hanover County, Va.BY: BILL HUTCHINSON, ABC News(NEW YORK) — A COVID-19 outbreak has rapidly spread through a Virginia jail, infecting at least 120 inmates and 20 staff members despite emergency protocols officials say have been in place since March to prevent the contagion from infiltrating the facility.The Pamunkey Regional Jail in Hanover, Virginia, is the latest U.S. correctional institution to report an outbreak of coronavirus which has plagued thousands of jail and prison inmates across the country since the global pandemic started earlier this year.On Wednesday, officials at the Pamunkey jail announced that 120 of the 380 inmates incarcerated at the lockup have tested positive for the virus in the six days since the first inmate case was detected on Sept. 3.“It’s virtually impossible to stop outbreaks from occurring within facilities of these types,” Dr. Tom Franck, director of the Chickahominy Health District in Virginia, said during a news conference at the jail. “When you have a congregated setting like this and you’ve got people sharing bathrooms and sharing space together, it’s almost inevitable that you’re going to get outbreaks.”Franck said officials have narrowed the outbreak to a specific pod at the jail, saying about 70% of the 178 inmates in that section have tested positive for the virus and that test results are pending for another dozen inmates.While it remains unclear how the virus invaded the 127,000-square-foot facility that has 15 different housing units, James Willett, the jail’s superintendent, said two staff members tested positive for COVID-19 on Aug. 20 and a jail contractor tested positive on Aug. 28.He said the two jail employees and a third staff member who tested positive on Aug. 31 were immediately instructed to self-isolate. Since then, another 17 staff members have tested positive and have gone into self-isolation.Willett said the first inmate to test positive had exhibited cold-like symptoms, but most of the other inmates were asymptomatic. He said the inmates who contracted the virus have been isolated from the jail’s general population.Roughly 200 other inmates at the jail will be tested in the coming days and that the facility has been placed on lockdown, Willett said. He added that any inmate who refuses to be tested will be placed in isolation for 10 to 14 days.Willett said that none of the inmates who have tested positive have needed to be hospitalized and no deaths have occurred as the result of coronavirus.The outbreak at the jail came despite stringent precautionary measures instituted at the jail in March that include medical screenings of all newly arriving inmates, who are placed in quarantine for 14 days before being moved to the general population, according to Willett. He said the jail has also canceled all non-essential visits, instituted enhanced cleaning measures of the facility and trained staff and inmates on hand-washing and proper social distancing.Nathan Webel, deputy superintendent of the jail, told ABC affiliate station WRIC-TV in Richmond, Virginia, that all employees and inmates have been issued N95 masks and are required to wear them at all times, adding that inmates must wear masks any time they leave their bunks.The outbreak came after Southern California officials announced they are dealing with a rapidly-spreading COVID-19 outbreak at the Santa Barbara County Jail. The Santa Barbara County Sheriff’s Office said in a statement that 41 inmates have the virus and are currently isolated.Since the pandemic started, a total of 81 inmates have tested positive for COVID-19, including a 38-year-old man who died from the virus on Aug. 11, jail spokesperson Raquel Zick told ABC News on Thursday. The jail has a total of about 450 inmates.U.S. jails and prisons have been hit particularly hard by the pandemic, prompting the early release or home confinement of thousands of inmates in an attempt to reduce the population of incarcerated individuals.A research letter published in July in the Journal of the American Medical Association (JAMA) found that between March 31 and June 6, 42,107 inmates at U.S. prisons had contracted COVID-19 and 510 had died. The research, conducted by the UCLA Law COVID-19 Behind Bars Data Project, found that the COVID-19 case rate for U.S. prisoners was 5.5 times higher than the U.S. population case rate of 587 per 100 000 people.Copyright © 2020, ABC Audio. All rights reserved.
Comments are closed. Shortlisted team for DfEE Award for Age Diversity: Personnel Today Awards 2000Sponsor profileLast year the DfEE published a code of practice on age diversity in employment which aims to help tackle age discrimination in the workplace. The DfEE was keen to call on the expertise of a range of partners, and the CBI, TUC, Age Concern, IPD, Institute of Managers, Employers’ Forum on Age and the Recruitment and Employment Confederation lent their help and advice. Margaret Hodge, minister for employment and equal opportunities, also launched a campaign to raise the profile of the issue of age discrimination and to promote the code’s messagesB&QIt is 10 years since B&Q launched its pioneering age diversity project by staffing its Macclesfield store entirely with people aged over 50. Since then age diversity has been top of the agenda at the DIY retailer and its name has become synonymous with employing older people. This year to mark the 10th anniversary of the Macclesfield experiment and to reinforce its commitment to age diversity, it has re-launched its age policy, introducing changes to reflect the concerns of its staff today.Each of B&Q’s 300 stores has an objective to employ a workforce that reflects the make-up of the local community, but with an emphasis on employing people over 50. The emphasis on older workers came in response to customer comments that they wanted to be served by someone who had lived in their own home and knew something about DIY.Targeting older workers was seen as a way of avoiding the cost of high staff turnover which is particularly a problem among 17 to 21 year olds. Older workers were also seen as an under-used pool of talent that was available to the company at a time when it was expanding rapidly. The Macclesfield test proved that there were demonstrable business benefits in employing an older workforce and B&Q has been committed to employing over 50s ever since.Recruitment at B&Q is co-ordinated centrally but the field-based HR teams are responsible for encouraging people from the local community to apply. If the store is in a retirement area, where the number of older staff at the store needs to be higher to reflect the local population, the HR professionals at the store will target local senior citizens clubs and magazines in the recruitment drive. Field HR works closely with store managers to ensure that the age policy is embedded in the culture of the shop floor and is not just an HR issue. In fact, commitment to the issue comes right from the top – managing director Martin Toogood is a vocal champion of the strategy.B&Q has become an authority on employing older workers. Not only is it regularly cited as a good practice model by other companies but it is one of the founder members of the Employers’ Forum on Age and an adviser to the Government on over 50s employment policy. But B&Q is not resting on its laurels. Last year, in response to employee focus groups, it changed its policy on retirement. Previously staff over 60 could stay on a fixed term two year contract, which could be renewed every two years. Now there is no automatic retirement age, although people over 60 can choose to reduce their hours or change their role. For example, if they no longer feel strong enough to work in the store they could transfer to the less physically-demanding role of expert adviser.Other developments include the scrapping of the age restriction for graduate traineeships, and disability awareness promotion, especially relating to impairment caused by the onset of age. Next on the agenda is a strategic review of work/life balance, targeted predominantly but not exclusively at the older worker.Company fact fileTeam B&QTeam leader Kay Allen, diversity managerNumber in HR team 3, others are Melissa Godfray and Sue O’Neill, diversity co-ordinators Number of employees responsible for 100,000Main achievements Reducing turnover and improving customer service by targeting staff aged over 50. Establishing B&Q as a model for age diversity in the workplace and as an adviser to government on the issue priorities for next 12 months To begin establishing the kind of success achieved in age diversity in other areas; specifically disability and race. Developing a work/life balance strategy. There are also plans to set up a diversity chat room on the company intranet and to launch a diversity news letter Judge’s comments “All three short-list companies can justifiably lay claim to be leading edge age diversity employers. B&Q has long been recognised as leaders in the field of age diversity, from the early success of its Macclesfied site, through to a range of impressive diversity monitoring policies and innovative retirement policies” B&QOn 24 Oct 2000 in Personnel Today Previous Article Next Article Related posts:No related photos.
Back to overview,Home naval-today USA: Body of 21-year-old U.S. Navy Sailor is Coming Home USA: Body of 21-year-old U.S. Navy Sailor is Coming Home View post tag: News by topic View post tag: old View post tag: usa View post tag: Body View post tag: Navy The 21-year-old U.S. Navy sailor and Fort Ann native who died in a truck accident last week at Camp Pendleton, a Marine Corps training base… (poststar)[mappress]Source: poststar, March 15, 2011; View post tag: Year View post tag: home View post tag: U.S. March 15, 2011 View post tag: Sailor View post tag: Naval View post tag: 21% View post tag: Coming Share this article
The open-enrollment period for Medicare coverage in 2020 is Oct. 15, 2019, to Dec. 7, 2019. Attorney General Curtis Hill is warning Hoosiers to take precautions in order to avoid becoming victims of Medicare-related scams.Here are a few tips to avoid scams this open-enrollment season:Government agencies will rarely, if ever, call you. If they do, it will be after they send you a letter – or to return a call you made to them.Anyone who tries to sell you Medicare insurance while claiming to be an “official Medicare agent” is a scammer. There are no Medicare sales representatives.Be vigilant for mailers that appear to be government communications but are actually advertisements for private companies. These documents sometimes will have a disclaimer, but the disclaimer will be in tiny font. Read carefully!The Medicare prescription drug plan (also known as Part D) is voluntary. Ignore anyone who calls saying you must join their prescription plan or you will lose your Medicare coverage.Never give anyone who unexpectedly calls or approaches you information such as your Medicare, bank account, credit card or Social Security number. Scammers can use your information, steal your identity, get credit in your name, and take your money. Anyone who tells you that you must provide personal information to keep your coverage is a scammer.Don’t trust caller ID. Scammers use technology to hide their real numbers and instead show numbers that seem legitimate. So if the caller ID shows a 202 area code or says “government” or “Washington DC,” don’t take that at face value. It could be anyone calling from anywhere.FacebookTwitterCopy LinkEmail
FacebookTwitterCopy LinkEmail Horses and those who care for them are steadily arriving at Ellis Park, a month in advance of the thoroughbred track’s July 1-Labor Day meet. J.J. Gloria, Ellis’ stall superintendent, says 180 already are on the grounds with scores more expected well before the deluge that hits right on top of the summer racing season.Expected soon are at least 48 horses trained by Hall of Famer Steve Asmussen, whose division stabled at Ellis Park last year included 2017 Kentucky Derby runner-up Lookin At Lee. That colt, who won a maiden race and the $75,000 Ellis Park Juvenile at the track, also finished fourth in the Preakness Stakes and will contest the June 10 Belmont Stakes, the Triple Crown’s finale.“We definitely have more horses than at the same time last year, and we’re getting a lot more inquiries from all over, really,” said Gloria, who has worked at Ellis off and on for 28 years. “I get new calls every day. The purse money is right now, so it’s worth it for them to come. And this is the best racetrack surface in the world. Go anywhere and show me a better one.”Trainers who for the first time will either have their entire stable or a division based at Ellis include Brad Cox, Randy Morse, Ingrid Mason, Jose Castanon and Chris Davis.“Our enhanced purses have resonated with horsemen, and we expect to keep building on the memorable 2016 season,” said racing secretary Dan Bork.That also included maiden wins by the Kenny McPeek-trained Kentucky Oaks runner-up Daddys Lil Darling, now in England for Friday’s Group 1 Investec Oaks at legendary Epsom Downs, and the Dale Romans-trained Not This Time, who fell a head shy of winning the Breeders’ Cup Juvenile.Some stall space remains available for stabling, Bork said.Ron Moquett was one of the first out-of-town horsemen to ship into Ellis Park, with about 35 horses. Among the 2-year-olds Moquett had training last summer at Ellis at some stage were future stakes-winner Uncontested and stakes-placed Petrov.“The track is very kind here,” said Eddie Ruiz, a Moquett assistant who has trained on and off on his own. “Ron has confidence in the racetrack to bring those kinds of horses here. I watched Lookin At Lee run here, and (in 2015) Runhappy, who went on to be champion sprinter. You have good horses come here.”Increased play on Historical Horse Racing terminals, the innovative parimutuel technology that provides a different gambling experience, and a $1.65 million transfer in purses and Kentucky Thoroughbred Development Fund purse supplements from Kentucky Downs will boost Ellis’ purses to record levels in the top-tier races. That includes maiden races carrying total purses of $40,000 for registered Kentucky-bred horses, which comprise the majority of those running.John Hancock, a third-generation thoroughbred trainer from Henderson, predicted last year that Ellis Park would have its “meet of all meets.”“And it was,” he said. “As good as last summer was, fans are in for a treat this year. There’s no doubt in my mind, with the caliber of horses and people coming, this will be even better.”Hancock said one component is that Ellis’ local horsemen “have really stepped up” and that showed by horses who spent the winter at Henderson’s Riverside Downs training center winning seven races at Keeneland’s spring meet.Hancock won five of those races, including with 2-year-old fillies Amberspatriot and Waki Patriot, who went on to be second (by a neck) and a troubled fourth against boys in Churchill Downs’ Kentucky Juvenile. Now he’s looking at New York’s Astoria Stakes for them, while saying he has some other babies that might be as good or better and who likely will surface at Ellis.Horses at Ellis Park mean jobs in the area. Cox estimates that his 30 horses to be stabled at the track will involve “15 or 16” employees. Hancock says he has 10 employees, not counting his heavily-involved family members, taking care of 30 horses.“The horse industry here puts a lot of money in area farmers’ pockets,” Hancock said. “Feed companies, hay and straw. I bet that four months out of the year, Ellis Park is the biggest employer within 50-60 miles, with everybody who works in the industry, frontside and backside.”For information about stabling, contact racing secretary Dan Bork at (812) 425-1456 or [email protected]: At top – Waki Patriot, who won a Keeneland maiden race and was a close fourth against boys in Churchill Downs’ Kentucky Juvenile, trains at Ellis Park under exercise rider Savannah Goeble (Jennie Rees photo). Below: Area farmers sell straw and hay to trainers stabled at Ellis (Rees photo). A horse galloping at dawn at Ellis (Coady Photography).About Ellis ParkBuilt by the Green River Jockey Club as Dade Park in 1922, Ellis Park is located in Henderson just south of Evansville, Ind., on the only sliver of Kentucky north of the Ohio River. The track was renamed Ellis Park in 1954 for long-time owner James C. Ellis, who bought Dade Park out of bankruptcy in its early years. The second-oldest racetrack in Kentucky behind Churchill Downs, Ellis Park has withstood the devastating Ohio River flooding in 1937 and a horrific tornado in 2005. The track was purchased in 2006 from Churchill Downs Inc. by prominent Kentucky entrepreneur Ron Geary. The 2017 live race meet runs July 1-Labor Day, Fridays through Sundays, plus July 3 and 4th and Sept. 4, with no racing Saturday, Sept. 2. Admission and parking are free. Betting on Historical Horse Racing terminals that provide different interactive gaming options is offered seven days a week, as is simulcast wagering on racetracks across the country. 3300 US-41 N., Henderson, KY 42420
IS IT TRUE we wonder how Mayor Winnecke, City Council leadership (McGinn, Mosby,and Weaver) and City controller Russ Lloyd Jr believe that they balance the 2017 City Budget by deferring around $10 million dollars plus of unpaid 2016 City Employee Healthcare bills next year?IS IT TRUE it’s hard to understand why the majority of City Council members felt it was “good public policy” to spend around $600,000 plus dollars of our hard earned tax dollars to fund a “Penguins Exhibit”? … they should had taken this money and put it towards our City Employee Healthcare benefit package? …Monday night City Council meeting shall ever be known as the “Penguins. Over City Employees” gathering?IS IT TRUE Mayor Winnecke is now telling people that he opposed City Council for voting to reduce our Homestead Tax Credits by 2%? …his statement is laughable?…we hope that everyone living in Vanderburgh County realize that your property taxes will now be increased by an additional 2% thanks to Winnecke and his members of City Council? … we are hearing that residents of the County are calling this decision “Taxation Without Representation”?IS IT TRUE because of future budget challenges we hear that the EPD are now looking at replacing “guard dogs” with ‘Penguins” to protect us?IS IT TRUE it seems like Mayor Winnecke and his Council leadership approach to help balance the 2017 City budget was to reduce our Homestead Credit by 2% and increase our County COTI income taxes to the max? …after Monday nights Council meeting the answer is a resounding “YES”?IS IT TRUE the taxpayers of Evansville proper pledged around $57 million dollars of our hard earned tax dollars to insure that 1,500 Ivy Tech-Evansville students could enrolled in the Medical programs located in the Downtown IU Medical School Complex.IS IT TRUE that Ivy Tech students aren’t second class citizens but are highly motived and focus individuals and deserve to be taught at a first class facility located at the I U Medical School complex Downtown Evansville!IS IT TRUE we urge our readers and supporters of Ivy Tech to immediately contact members of the Evansville City Council, the Mayors office, elected County office holders, members of our local Legislative delegation and the Governor to urge them to contact the powers that be to include the funding of Ivy Tech-Evansville to build a medical classroom at the new I U Medical School complex located in Downtown Evansville?IS IT TRUE we remember when Mayor Winnecke, I U Board President Pat Shoulders, members of City Council, members our local State Legislature, Chamber of Commence, CEO”S at our local Hospitals, local Trade Unions, main stream media, leaders at U of E, Ivy Tech and USI asked us to support the IU Medical School complex? …they told us that Ivy Tech Medical students are the key to the success of the new Downtown IU Medical School complex because they will bring around 1,500 medical students to this project?IS IT TRUE the above organizations, individuals, elected officials and community leaders also told us by including Ivy Tech students in this project it would be a big economic boost to downtown housing, entertainment and dinning demands because of the projected influx of 1,500 Ivy Tech students?IS IT TRUE this an obvious developing story and we look forward to see how the movers and shakers of this community will come together and correct this insulting budget oversight.? … Its time that we take an active and aggressive stand so that we can insure that the outstanding Ivy Tech students enrolled in Medical programs will be allowed to take classes in the new educational wing at the IU Medical School Complex?IS IT TRUE that the bottom line, is students at Ivy Tech are not second class citizens but highly motived and focus individuals? … they deserve to be taught in a first class educational facility located at the IU Medical School complex Downtown Evansville?IS IT TRUE its time that you get off of your rear ends and demand that the Higher Education Commission include Ivy Tech-Evansville desire to build a medical classroom pod at the new I U Medical School complex located in Downtown be approved?IS IT TRUE last week we posted that “we wonder why EVSC School Board member and EPD officer Jeff Worthington is no longer the police liaison officer at Mater Dei High School”? …since that post we received many phone calls concerning this post? …all we know that EPD Officer Jeff Worthington has been the Mater Dei High School liaison officer for about 15 years and seemly was doing a creditable job in that position? …Officer Worthington is running for re-election to the EVSC Board and some of our readers want to know why he is no longer the police liaison officer at Mater Dei High School and has been reassigned to a 3rd shift position with the EPD?FOOTNOTE: Todays “READERS POLL” question is: If you were the Chairman of a multi-million corporation who would you hire as your CEO?FacebookTwitterCopy LinkEmail
Essex-based Mini Miss Bread has launched a crowdfunding campaign which, if successful, will see the artisan bakery secure an acre of farmland in which to grow its own ancient grain.The campaign, called MMB: Soil to Sourdough, comes off the back of a crowdfunding push by Duchess Farms which is raising money to buy a dehuller and mill. A donation of £3,000 to Duchess Farms would secure one of its fields for a year on which it would grow an ancient grain of the donator’s choice, before milling it and delivering a tonne of resulting flour in autumn 2021.“When I saw they were doing a crowdfund to grow their resource I really wanted to do what I could to spread the word and help them reach their financial goal,” founder Megan Charnock, who started Mini Miss Bread in 2017 with her husband Jeff, told British Baker.“Then when I saw that one of their rewards was to get an acre of field to grow our own grain, I couldn’t stop thinking about the possibility of an MMB field and within the space of 24 hours I’d made the decision to launch our own crowdfunding.”The bakery has raised more than half of the required £3,000 in two days since launch.Those who donate £10 or more will receive a 1kg bag of Duchess Farms Heritage Grain Flour, the option to join Mini Miss Bread on site visits to the farm to see how the grain is growing and, in September 2021 once the bakery has taken receipt of the MMB: Soil to Sourdough flour, donors will get two loaves of sourdough made from it and well as a 1kg bag of the flour.Charnock said she would be “flabbergasted” if MMB was able to meet its target.“I know the Saffron Walden and Mini Miss Bread community are very supportive and I hope they feel as excited and inspired as I do about this project,” she added.“It’d also give me hope that if we can achieve something like this here then there is scope for it to happen many times over. Can you imagine lots of bakeries in the UK each having the chance to grow their very own grain? I believe it’s possible if enough people get involved and have the conversations needed.”British Baker visited Mini Miss Bread late last year. Here’s what we found.