Regional NSW springs into life with warmer weather and fun events

first_imgSakura Matsuri is enjoyed annually at Cowra Japanese Garden and Cultural CentreRegional NSW springs into life with warmer weather and fun eventsSpring has sprung and with the warmer weather on its way, Reflections Holiday Parks is urging people to take advantage of the many opportunities to get out and about to experience the best that Regional NSW has to offer.Reflections Holiday Parks CEO Steve Edmonds said the group’s 37 parks were the perfect springboards to experience Regional NSW, with September and the coming months full of fun cultural and multicultural events and festivals for visitors.“Our parks are located in the most pristine settings throughout NSW and the warmer seasonal weather provides that extra motivation to go exploring,” Mr Edmonds said.“As well as the many regional NSW events on offer, our parks also hold popular community events like the Doggy Date Night which will be held out our Moonee Beach park with RSPCA NSW this Saturday, 15 September.“I love this time of year, coming up next week on 22 September near our Wyangala Waters park is the Sakura Matsuri, also known as the Cherry Blossom Festival, held annually at the Cowra Japanese Garden and Cultural Centre.”Cowra Japanese Garden Manager Shane Budge said the Sakura Matsuri was a day to enjoy different facets of traditional Japanese culture, from martial arts and origami to bonsai and tea ceremonies.“Around 2,000 local, interstate and international visitors come each year to see the cherry blossoms, wander the gardens and take in the cultural experiences that make Japan so unique,” Mr Budge said.But the fun doesn’t stop in Japan. Nestled between Reflections Holiday Parks Moonee Beach and Corindi Beach is Woolgoolga, home to Indian celebration CurryFest on 29 September 2018.Or take a musical trip to Ireland between 14-16 September 2018, with the Irish and Celtic Music Festival in Yass, an easy drive from Reflections Holiday Parks Burrinjuck Waters. For guests at Reflections Holiday Parks Evans Head looking to explore the wider region, Eat Street Yamba is held on the last day of September for locally sourced produce and international food market enthusiasts.“What better way to celebrate the new season than a road trip, timed to coincide with one of these fantastic events?” Mr Edmonds said.“Stay in one of our 37 parks across regional NSW, get out and enjoy some unique cultural experiences, and scratch that international travel itch without damaging your hip pocket.”To discover what regional events are happening throughout NSW and to book an inspiring stay at a Reflections Holiday Park visit www.reflectionsholidayparks.com.au.Source = Reflections Holidaylast_img read more

Jewel in the Crown of Sydneys CBD opens its doors

first_imgJewel in the Crown of Sydney’s CBD opens its doorsJewel in the Crown of Sydney’s CBD opens its doorsSKYE Suites Sydney will open its doors Thursday October 18th 2018, Sydney’s first boutique serviced apartments in the CBD. Located at 300 Kent Street, the highly anticipated opening of the luxury 25 storey multi-residential tower will set new benchmarks for combining architectural excellence, luxurious amenities and will enhance the modern inner-city lifestyle.SKYE Suites Sydney sits within Arc by Crown Group, offering serviced apartments for short-term and long-term stay guests. The first phase of Arc will see luxury hotel apartment rooms available in SKYE Suites Sydney, comprising of studio suites and two bedrooms suites. In total, Skye Suites at Arc by Crown Group will host 73 serviced apartments; including studio suites one-bedroom suites and two-bedroom suites. The second phase of the project will see the remaining residential suites, rooftop and retail precinct complete in November 2018.Committed to luxury experiences for guests, each superior-sized apartment suite features timeless interior finishes, complete with Delonghi appliances, Vittoria coffee machines, Kevin Murphy toiletries and haircare products, complimentary Wi-Fi, laundry facilities, pre-stocked mini bar and a bespoke bedding firmness menu. Modern facilities will delight even the most seasoned business traveller with an ice-cave themed lobby and pool, and state-of-the-art gymnasium.The building itself is an impressive centrepiece for Sydney’s CBD, achieved by globally renowned architect, Koichi Takada. In collaboration with Crown Group, Koichi’s vision will come to life creating a soaring icon of style with arched metal fins that cantilever and curve over the exclusive Horizon Lounge and rooftop, shaping the skyline with a gentle and organic form. The arches filter throughout the project, from the ice-cave themed lobby through to the arch balconies of the suites. Offering hotel guests private balconies and fresh air, the development features a masonry façade podium and glazed frontage inspired by the unique character of significant heritage buildings.Designed to enrich and regenerate public amenity in the CBD, Crown Group have worked collaboratively to restore Skittle Lane which will host Reflect, public art created by Ramus Illumination. Reflect will be an illuminated sculpture stretching 12 metres across the atrium, comprised of a steel frame, stainless wires and thousands of LED lights. Reflective of a path of flight through the air itself, the artwork will shift its palette of colour and movement in lights according the sound and movement of people beneath it.Skittle Lane was originally built in the late 1980s as a laneway to service the surrounding warehouses and was used as a bowling alley for sailors and soldiers. Using trachyte blocks, Skittle Lane has been repurposed to act as a pedestrian and boutique retail thoroughfare comprising an 8-storey atrium, linking King Street with Kent Street and Clarence Street.Adding to Crown Group’s already extensive portfolio of retail and hospitality venues, SKYE Suites Sydney will offer guests and Sydneysiders fine dining and al fresco experiences with an exciting new food hub along Skittle Lane to open in November 2018; featuring new offerings from some of Sydney’s most popular restaurants, including Japanese restaurant Izakaya & Ramen Michi from Masuya Group and Ministry of Coffee. With the likes of Masuya Restaurant, Sushi Bar Makoto in Chatswood and MISO Japanese Restaurant to their name, Izakaya & Ramen Michi owners Katsuyoshi Sadamatsu and Jun Toyoda will offer fresh sushi, sashimi and sake.Crown Group are leading the way in technology and design led serviced apartments within the industry, allowing guests to download a mobile phone application, SKYE Suites, and access their rooms with a swipe of a room key from their phone. Guests can download the app from the iPhone and Android app store which will also give them access to information about the local area, including nearby tourist sites, restaurants, cafes and shopping places. This information will also be available to guests from a tablet in their room, allowing them click through access to make reservation bookings and purchase tickets to events within Sydney’s CBD and surrounding areas.Crown Group Director of Hotels and Suites, Wayne Taranto, says, “Appealing to domestic and international visitors, and business travellers, SKYE Suites Sydney will offer short-term stay guests a taste of luxury lifestyle in the heart of Sydney’s CBD. The location of SKYE Suites Sydney is within easy walking distance to the International Convention Centre, Darling Square, Barangaroo precinct and transport that connects to the rest of the city.”“This is an exciting project for Sydney as Arc by Crown Group will be the first collection of serviced apartments to redefine the west corridor of the city – tapping into the business and financial district of the CBD. We are thrilled to be offering a luxury boutique and service orientated apartments for guests and Sydneysiders,” concludes Taranto.SKYE Suites Sydney comes after Crown Group’s move into the luxury hotel arena with SKYE Hotel Suites Parramatta which opened in August 2017. Crown Group Chairman and Group CEO, Iwan Sunito, says, “We are incredibly excited to open our doors to SKYE Suites Sydney after such success in Parramatta. This architectural masterpiece in the city’s CBD will not only form a striking addition to Sydney’s skyline, but will enhance the existing streetscape for domestic and international guests, and Sydneysiders.” Source = SKYE Suites Sydneylast_img read more

Tourism Solomons Update 25 April 2019

first_imgTourism SolomonsTourism Solomons Update 25 April 2019Tourism Solomons advises full normal services have resumed in Honiara and it is very much a case of business as usual for the inhabitants of the Solomon Islands capital city and tourists after the civil unrest taking place there yesterday.Speaking from the national tourist office’s head office in the centre of Honiara, CEO Josefa ‘Jo’ Tuamoto said the main demonstrations had in fact taken place well away from the city’s main tourism corridors.“Hotel and resort guests beyond being asked to stay on property during the demonstrations have not been affected at any time,” he said.“Basically, it’s very much business as usual and it appears that everything has gone back to normal in and around Honiara.”Mr Tuamoto echoed comments made by the Solomon Islands Chamber of Commerce & Industry (SICCI) praising the Royal Solomon Islands Police Force (RSIPF) for its work in managing the civil unrest.“The approach taken by the RSIPF yesterday was for physical presence rather than aggression,” the SICCI statement read.“Their work yesterday was one of utmost professionalism and endurance.“Solomon Airlines advised the civil unrest did cause some delays for its domestic services with some passengers being held up while trying to reach Henderson Airfield.An airline spokesperson advised the cancellation of its Friday Brisbane – Honiara service is in fact due to an unscheduled maintenance check and has nothing to do with the civil unrest.Further information will be advised as it comes to hand.Queries may be directed to Tourism Solomons, telephone + 677 22442.Source = Tourism Solomons PR – Mike Parker-Brownlast_img read more

Island of Crete Greece offers their first official presentation in India

first_imgRecognising the dynamism and influence of the Mumbai travel market, a senior delegation from Crete, including the island’s Commissioner of Tourism, Michailis Vamiedakis, visited Mumbai to unveil the island’s diversity, unique selling points and cultural qualities at an exclusive corporate seminar.Crete is the largest island in Greece, offering unparalleled diversity. The destination appeals to an array of travellers, from families seeking ‘sun, sea and sand’, history/archaeology enthusiasts seeking cultural charm, along with wellness and gastronomy fanatics where good food, relaxation and rejuvenation are key. It is fair to say, Crete offers a unique and memorable experience, suited to even the most discerning traveller.The authentic island, having enjoyed over 40 years of tourism development, still remains true to its heritage and traditional roots. Crete’s appeal becomes apparent by its strength in hosting 30% of all 5-star beds in Greece, and a staggering 40% of visitors being repeat guests.All attendees of the seminar had the chance to discover the island’s unique attributes, uncover how Crete has become an idyllic stop in a traveller’s European tour and the perfect retreat in a Grecian getaway.“It has been an absolute pleasure to visit India. We have been overwhelmed with the response that we have received from the travel trade. We look forward to be back soon and welcome Indian guests to the magnificent Island of Crete,” said Michalis Vamiedakis, Commissioner of Tourism for the Island of Crete, Greece.last_img read more

Jharkhand Tourism launches mobile app enabling tourists to book rooms tours on

first_imgJharkhand Tourism will soon launch a mobile application on the lines of popular hotel aggregator apps which will have a comprehensive database of state hotels and tour operators, both private and those run by the Jharkhand Tourism Development Corporation (JTDC). The app was launched recently alongside the web portal enabling tourists to book rooms and tours on the go.Rajeev Ranjan, Managing Director, JTDC, said that the app and website will provide up-to-date information on the status of rooms available to the tourists. “The app would be available for both Android and iOS platforms. We would also consider introducing discounts to the customers on the lines of private players after reviewing its performance later in the year,” he said.The app will generate revenue for the government in terms of commission charged on the bookings done by tourists in private hotels. All the rooms booked will offer free Wi-Fi and complimentary breakfast to the guests. Both the website and app will also have an integrated payment gateway for instantaneous booking.In 2014-15, around 3.5 crore tourists visited Jharkhand out of which only 0.2% chose to stay in JTDC run hotels, revealed the department’s data. So far, over 40 hotels based in Ranchi, Bokaro and Jamshedpur have voluntarily registered with the department to be included in the app database.last_img read more

UP government to promote international tourism in Mathura

first_imgIn order to boost the local economy and to generate robust employment opportunities in and around Mathura, the Uttar Pradesh government has decided to promote the rich cultural heritage of Brijbhumi to lure international travellers. For the cause the government has roped in various travel agencies to encourage Taj Mahal bound international tourists to visit Mathura to explore its various religious and cultural marvels, including the local temples and the museum, said Laxmi Narain Chaudhary, state Minister for Culture and Minorities Welfare.The state cultural secretary has been instructed to tie up with travel agencies to meet this end and encourage them to include Mathura on the travel itinerary of international tourists, he said. Mathura district magistrate too has been asked to revise the travel itinerary and include Mathura Museum too in it, he said.Dwelling upon the aesthetic beauty and archaeological importance of the hundreds of antique idols and sculptures kept in Mathura museum after their excavation from various sites in and around the holy city, the minister said these artefacts belong to Kushan period and are of immense historical and archaeological value. He said owing to their historical and cultural importance, these artefacts are well known the world over, making their replicas a popular gift to foreign dignitaries by the government, the minister said.Chaudhary said Chief Minister Yogi Aditya Nath, too, is keen to spruce up Mathura’s image on international tourists’ map to generate employment among local youths and revenue for the district.last_img read more

USA the most booked selfdrive destination from India reveals Avis India

first_imgAvis India, the leading provider of safe and reliable mobility solutions, has recently released its Self-Drive International Booking Trends 2018 report. Through the report, Avis mapped the change in international travel preferences of Indian consumers by identifying key trends pertaining to international self-drive bookings in 2018. The report was compiled using the booking data on the Avis India platform.Departing from the usual perception of proximity being a factor when choosing self-drive, the survey revealed that USA was the most traversed international self-drive destination from India, accounting for 37% of the total self-drive international bookings in the year. The maximum number of self-drive international bookings was made by users hailing from leading metro cities such as New Delhi, Gurugram, Mumbai, Hyderabad and Bengaluru.In the survey, Avis India also highlighted the peak travel times to various destinations. According to the report, Europe accounted for 34% of the total booking, most of which were made for the period between April 2018 to June 2018. The European destinations that witnessed the maximum arrivals from India included Spain, Italy, France and Switzerland. The UK alone accounted for 6% of the total booking.Avis’s services were popular on safari trips too. South Africa secured an 8% share of all self-drive international bookings from India in 2018, with the maximum demand between September 2018 and January 2019. Indian travellers also booked self-drive rentals to travel within Australia, with the peak demand between August 2018 and October 2018. New Zealand, on the other hand, saw the maximum demand for self-drive rentals between October 2018 and January 2019.last_img read more

Analysts RecordLow Rates Give Weak Boost to Refinances

first_img Agents & Brokers Attorneys & Title Companies Capital Economics CoreLogic Investors Lenders & Servicers Mortgage Rates Processing Refinance Service Providers 2012-10-12 Esther Cho It was no surprise when mortgage rates dropped in the weeks following the “”Fed’s announcement””:http://www.dsnews.com/articles/fomc-adopts-familiar-looking-stimulus-plan-2012-09-13 that it would purchase $40 billion of agency mortgage-backed securities (MBS) each month until the labor market shows substantial improvement. [IMAGE] Even with the record-low mortgage rates seen today, refinancing numbers are still not as high as expected. In “”CoreLogic’s””:http://www.corelogic.com most recent “”MarketPulse report””:http://www.corelogic.com/downloadable-docs/MarketPulse_2012-October.pdf?WT.mc_id=prnw_121012_Tv9Jf, Sam Khater and Molly Boesel noted, “”the overall level of refinancing is still low given current mortgage rates, and there are still many homeowners nationwide with above market rates.”” Despite the new expansions from HARP 2.0, including the removal of its 125 percent LTV ceiling, other restrictions are still preventing homeowners from refinancing. One of those restrictions is a HARP guideline that makes borrowers ineligible if they obtained their GSE-backed mortgaged after May 31, 2009. [COLUMN_BREAK] CoreLogic conducted an analysis to find out who would be excluded from HARP based this particular requirement. According to its analysis, CoreLogic found that “”lifting the restriction on origination date would expand eligibility of HARP by an additional 2 percent of currently outstanding mortgage, or approximately one million borrowers.””The report found that those borrowers who are ineligible based on their origination date have an average mortgage rate of 5.22 percent and would save an average of $333 a month. The authors suggested removing the origination date restriction to extend HARP benefits to an additional one million borrowers, who could then use the savings as an economic stimulus. “”Capital Economics””:http://www.capitaleconomics.com/ also discussed the weak impact of low mortgage rates on refinancing in an analysis wrapping up economic news for the week. Authored by economists Paul Ashworth and Paul Dales, the report did acknowledge that low mortgage rates led to a surge in mortgage applications, especially for refinancing. Despite the surge, Capital Economics noted refinancing applications still didn’t rise above levels seen in early 2009 when interest rates were also declining. Rather than focusing on what’s specifically preventing HARP refinancings, Capital Economics provided a more general picture of what is happening in refinancing. “”This illustrates how big a restraint it is that almost half of mortgage borrowers can’t qualify to refinance because, thanks to the collapse in home prices and tighter lending standards, they don’t have the 20% in home equity needed to qualify,”” the research firm observed. Share Analysts: Record-Low Rates Give Weak Boost to Refinancescenter_img October 12, 2012 425 Views in Data, Government, Origination, Servicinglast_img read more

EVP of Mortgage Servicing Joins Pacific Union Financial

first_img Share May 22, 2013 453 Views New,EVP of Mortgage Servicing Joins Pacific Union Financial Agents & Brokers Attorneys & Title Companies Investors Lenders & Servicers Movers & Shakers Processing Service Providers 2013-05-22 Esther Chocenter_img “”Pacific Union Financial, LLC””:http://www.pacuniondirect.com/ appointed industry veteran Scott Conradson as EVP of mortgage servicing. [IMAGE][COLUMN_BREAK]With over 28 years of servicing and default management experience, Conradson will manage the company’s growing servicing portfolio. Before his appointment, he served as SVP at Specialized Loan Servicing. Prior to that, he held similar executive servicing roles, such as president of Quantum Servicing Corporation, director of servicing at Accredited Home Lenders, as well as SVP of loan servicing at Ocwen Financial Corporation.””I’m excited to have Scott join Pacific Union Financial,”” said Rick Skogg, Pacific Union Financial president. “”His experience managing diverse, high growth servicing platforms with servicing staffs of up to 800+ employees will be a tremendous asset for us as we continue to aggressively grow our servicing portfolio.”” in Data, Government, Origination, Secondary Market, Servicinglast_img read more

How Blockchain Will Revolutionize Mortgages

first_img The past decade has seen frenetic change for the mortgage industry. In the early 2000s the industry started experimenting with exciting new technologies. Digital signatures, eClosings, SmartDocs, CRM in the Cloud and others started to increase the level of innovation. Then the crash… Since the crash the innovation budgets for lenders have disappeared with compliance becoming the sole focus of technology budgets. The investment in these and other innovative technologies was seriously sidelined. Finally, the industry has begun to look again at tools to innovate and improve the mortgage process and the final assets created.Where will the innovation focus this time around? Every so often technology comes along with the promise to so dramatically change the way we work that we cannot help but take notice. The late ‘90s brought the Internet, the past decade brought us social networks and mobile apps. Now on the horizon is the blockchain.For the technophobic crowd, the blockchain may seem like a foreign term that is related to Bitcoin that funny fake money approach that only hackers care about. But once understood, it’s clear how blockchain and the related technologies can revolutionize the real estate industry. It has the potential to allow us to finally move from a process governed by easy to change and easy to lose paper and databases to a single source of accurate, unchangeable shared data.How the Blockchain WorksThe first thing—and simplest thing—anyone needs to know about the blockchain is this: it is a database that cannot be altered. No one can alter an entry in it, not even administrators or system overseers. In addition to being permanent, every record is transparent and verified by anonymous sources. In layman’s terms, it’s like having a single ledger or spreadsheet (the blockchain) that anyone can see, with each entry (block) being publicly audited for accuracy prior to writing it permanently.This technology was originally devised for the banking industry with an effort of maximizing both transparency and permanence, things that ensure records cannot be tampered with—and thus, financial records are secure and accurate. That level of permanence ensures stability for a currency. This complete view of the end-to-end process minimizes fraud and mistakes while expediting transactions and transfer of knowledge. It eliminates challenges in the existing weak audit trails and provides a single resource that is the shared truth, all in a distributed model that creates a universal ownership that self-corrects, rather than individual arbiters over single internal databases. Imagine how much smoother real estate transactions would be if every party shared the same data had 100% confidence in it and knew it hasn’t been altered or lost; that’s the power of the blockchain.The Power Of Single SourcingIn real-world terms, the ripple effect of blockchain benefits comes down to documentation—namely, eliminating most of it, along with the hoops people have to jump through to handle it. Paperwork affects different parts of the industry, from titles to contracts to mortgages and more.Mortgages are complex financial instruments with many moving parts. To process a mortgage from start to finish, you’re looking at many documents, all with multiple versions, created by multiple parties and multiple entities editing and revising. Combined, that could be thousands of document versions, datapoints, all variable to revision and timestamps. Through the blockchain, documents and data can be shared in real time from a single source — all vetted through compliance checks, audit logs, and proof built directly into the process.In short, it’s faster to retrieve and update data, and it’s easier to trust it as the compliance comes from the process rather than manual inspection. Saving time means faster transactions and saving money all around. Transparency and accuracy means all parties—home buyers, home sellers, banks, title companies, brokers, etc. —can feel confident in their data while streamlining the confirmation process.What’s Next?It’s clear that establishing a single shared database for the financial industry can provide many benefits to both industry professionals and home buyers/sellers alike. In order to bring something like this to life, key players have to come together and work towards an infrastructure that can make it happen. Fortunately, blockchain companies are pushing this technology to the forefront across industries, bringing integrity used by the financial industry into area such as government and medical records. The technology is there; the next step is up to the real estate industry to come together and move forward. How Blockchain Will Revolutionize Mortgages in Daily Dose, Headlines, News, Technology Blockchain Databases technology 2016-12-02 Seth Welborncenter_img December 2, 2016 938 Views Sharelast_img read more

How Much Longer Will Housing Favor Sellers

first_imgHow Much Longer Will Housing Favor Sellers? Housing Market 2016-12-06 Seth Welborn December 6, 2016 818 Views Sharecenter_img Housing experts believe that the market will shift to favor buyers over sellers at some point, but some think it is going to take longer than others.Approximately 17 percent of housing experts surveyed in Zillow’s October 2016 Home Price Expectations Survey said they believe that housing will shift from a seller’s market as soon as next year, while a much larger percentage (43 percent) said they believe it will happen in 2018. Twelve percent said they think 2019 will be the year, according to Zillow. All together, nearly three-quarters  (72 percent) of experts surveyed said they believe the shift will happen sometime in the next three years.Time and choice are the two things that buyers are missing in the current housing market, and in order for the market to shift in the buyers’ favor, would-be buyers will need more of both, Zillow reported.“Because there are so few homes on the market, and because there are so many buyers chasing those homes, buyers must often make quick offers on available homes, or be exceedingly patient waiting for the ideal home to hit the market, then pouncing aggressively once it does,” said Svenja Gudell, Zillow Chief Economist.For now, the market favors sellers because inventory has been low and demand has been high, according to Zillow. The demand has been so high that fixer-upper homes are selling at prices close to what well-kept homes are going for, and on top of that, sellers are receiving multiple bids on a home, which often allows them to sell the home at higher than market value. These factors could change soon, according to Gudell.“The number of homes for sale will rise as builders ramp up and more sellers look to capitalize on recent home value gains,” Gudell said. “This will also help to cool off rapid home value appreciation, making it easier for would-be buyers to save for a down payment and not feel so much like they’re trying to hit a moving target. As this happens, the market’s balance should meaningfully swing in favor of buyers.”Another panel of experts polled by Zillow said they expect home values to raise over-the-year by 4.75 percent by the end of 2016, up from the 4.5 percent pace of appreciation at the end of 2015. However, they expect things to slow down; the expected slowing pace of home price gains may also help the market swing back to buyers’ favor. The experts said they believe that home price appreciation will slow down to 3.6 percent in 2017 and fall off slightly annually until reaching 2.6 percent in 2020—and then rising slightly to 2.84 the next year. in Daily Dose, Data, Featured, Newslast_img read more

Economic Growth and Housing Affordability

first_img in Daily Dose, Featured, Market Studies, News, Origination, Servicing Economic Growth and Housing Affordability Share Fannie Mae’s Chief Economist Doug Duncan expects economic growth to come in at 3.1 percent—recording an expansion high before it slows down to 2.3 percent the coming year and 1.6 percent in 2020. He noted that a fading fiscal policy, worsening net exports, and moderating business investment are all factors that will contribute to a slowdown in the economy in 2019, as Fannie Mae projected. Speaking of affordability, Duncan said, “If mortgage rates trend sideways next year, as we anticipate, and home price appreciation continues to moderate, improving affordability should breathe some life into the housing market. We also expect residential fixed investment to resume a positive growth trajectory amid continued rising housing starts and stabilizing home sales. However, affordability is likely to remain an industry concern, particularly among first-time homebuyers.”  Barring the upward momentum of inflation, Fannie Mae’s Economic and Strategic Research Group forecasts mortgage rates and home sales to stabilize as the economy slows down in 2019. An increase in purchase mortgage originations is likely to rise and total origination volumes may slightly drop as refinances decline substantially, the research found.  The labor market is projected to be one of the highlights of the economic growth and with inflation around Fed’s 2 percent target, Fannie Mae predicts that Fed will hike rates once more in December and two more times in 2019, despite rising market expectations of fewer hikes amid stock market volatility. Consumer spending is likely to be the largest positive contributor that will drive growth and consumer confidence. Business fixed income, on the other hand, is expected to slow considerably by the third quarter and may also remain constrained due to higher tariffs, trade uncertainty, and rising interest rates and input costs. The existing trade tensions between the U.S. and China and stock market volatility is among the most notable risks to the forecast, Fannie Mae stated.center_img December 14, 2018 634 Views Affordability Doug Duncan Fannie Mae Housing Market mortgage mortgage originations 2018-12-14 Donna Josephlast_img read more

CT Partners 2017 annual conference with its them

first_imgCT Partners’ 2017 annual conference, with its theme of ‘Setting goals to change’, kicks off at the Mandarin Oriental Hotel in Bangkok on 31 October, with an extensive three-day agenda. CT Partners’ General Manager Ian Edwards anticipates the company’s fourteenth consecutive conference in Bangkok and eleventh consecutive year at the Mandarin Oriental Hotel, which was recognised as the number one hotel in the world at the prestigious 2017 Conde Nast Awards, will be one of its most successful yet.“The conference theme of ‘Setting goals to change’ resonates with everything that our members do. We will explore our theme throughout our entire conference by way of peer to peer and member to supplier business sessions, keynote addresses and our many social activities” says Edwards.“The conference offers an amazing opportunity for all 21 of CT Partners’ members to come together to share common issues, build relationships with each other while delivering intimate networking opportunities with suppliers that are not generally available at larger industry gatherings. This years will see 33 representatives from CT Partners’ management and members in attendance plus 39 senior delegates from key suppliers making 2017 CT Partners biggest conference to date.”CT Partners prides itself on having innovative and motivational speakers at its annual conferences, and this year Beach Violleyball Olympic Gold and Bronze Medallist, Kerri Pottharst, one of Australia’s most popular sporting personalities (and the only Australian woman to have played professionally in the world’s most prestigious A1 Italian Indoor Volleyball league) will talk about building a mindset for success in today’s busy world. Kerri will also demonstrate how the desire to succeed as a professional athlete and the drive and determination needed to be successful in business both draw on similar reserves of courage and skills. Andrew Fell, founder of Sales631 and previously General Manager – Premium Bank & Consumer Connect across Australia & London for Westpac, is another guest speaker with impressive credentials. Fell will present on business/revenue growth, improving performance, and making a lasting difference to customers through sharpening the clarity of new goals and creating momentum through next best actions – while working together with CT Partners’ members on the ‘1+3+6 = the power of 10 coaching framework’.IMAGE: Kerri Pottharst CT Partnerslast_img read more

agentsincentivesTravelCube

first_imgagentsincentivesTravelCube Between 14 February and 13 March 2018, agents can earn a $25 voucher for every $1000 worth of bookings made. TravelCube Marketing Manager Jenny Dazeley says promotion is open to all Australian and New Zealand travel agents who register, with the number of vouchers calculated on total sales for the promotional period.“That means we will add all of a travel agent’s bookings together and then award $25 vouchers for every $1000 increment,” says Dazeley. “So, for instance, if an agent sells $5,000 worth of accommodation they will win $125 worth of vouchers.All bookings must be created and paid in full before 13 March, and TravelCube Valentine’s Day vouchers will remain valid until 11 April 2018. last_img read more

When TravelManagers personal travel manager PTM

first_imgWhen TravelManagers’ personal travel manager (PTM) Zoe Hemming was invited to join a Galapagos Islands famil, hosted by Lindblad Expeditions and travelling on board MS National Geographic Endeavour II to the islands, she leapt at the opportunity. The group flew to Ecuador on Latam Airlines, which was a new experience for Hemming, who was impressed by the sense of space, the warm service and the excellent food provided by the carrier. The famil itself started and finished in Guayaquil, which is Ecuador’s largest city and its main port. From here, the group were flown to the Galapagos themselves, embarking on their expedition cruise in Baltra and disembarking in San Cristobal.Hemming, representative for North Rocks in Sydney, is no stranger to exotic destinations and even more exotic wildlife, having previously visited destinations as diverse as Zanzibar, Turkey, Borneo Cape Tribulation, and experienced expedition cruising in Papua New Guinea. However, she says the eight-night Lindblad adventure provided her with a truly unforgettable adventure that exceeded all of her expectations. FamilsGalapagosTravelManagers “Having a passion for wildlife and photography, at which I’m very much an amateur, this was a chance to watch and learn so much, whilst experiencing nature at its best up close and personal. “I was also fortunate to watch and learn from the best: the staff on board, the Nat Geo photographers and videographers, along with the amazing tour guides who were all naturalists, eager to share their knowledge on this fascinating part of the world.”For Hemming, one of the main highlights of her trip was the chance to get close to some of the islands’ more intriguing residents, especially the tortoises. “I’ve had a pet tortoise growing up in the UK named Hector for 17 years, so it was a dream come true to see giant tortoises roaming freely during their migration. I was in awe and moved to tears by these magnificent but gentle land-dwelling reptiles. “These beautiful, inquisitive and very playful mammals are just like Labradors! He just popped up in front of my board with a fish he’d just caught, and proceeded to slap it about, presumably to ensure that the fish was dead, before swimming over to my board to proudly show me what he’d caught!”Lined up ready for their closeup, these marine iguanas gave TravelManagers’ Zoe Hemming the chance to work on her wildlife photographyThe PTM was also impressed by the ship that was her home for a week during her time in the Galapagos. “Endavour II is exceptionally manoeuvrable and nimble so she can enter into shallow waters to get closer to the islands. There is great viewing from all public spaces, an expansive open-air observation deck, and state-of-the-art tools for exploration, including a fleet of zodiacs, a glass bottom boat, wetsuits, snorkelling gear, kayaks and stand-up paddle boards.”Unsurprisingly, Hemming now has a real passion for expedition cruising and for the Galapagos. She says her first hand experience has reinforced her belief that the destination holds board appeal to people of all ages, and including families, foodies, history buffs and keen photographers (regardless of their level of expertise). “All they really need to have, in order to enjoy themselves, is a sense of adventure, an open mind and, most of all, a sense of passion for all things great and small.” last_img read more

October 29 2012 Cardinals inactives Before sign

first_imgOctober 29, 2012: Cardinals inactivesBefore signing with the Cardinals as a free agent this offseason, Adam Snyder spent his first seven years in the NFL in San Francisco.Snyder though will miss his first opportunity to play against his former team.He’s inactive tonight with a quadricep injury that limited him in practice all week.The Cardinals other inactives:LaRon ByrdTodd HeapSenio KelemeteKevin KolbGreg TolerJamaal Westerman Derrick Hall satisfied with D-backs’ buying and selling 0 Comments   Share   Grace expects Greinke trade to have emotional impact Kolb still has not practiced since hurting his ribs against Buffalo. Toler, meanwhile, missed practice this week due to a hamstring injury.center_img The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Top Stories Former Cardinals kicker Phil Dawson retireslast_img read more

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first_img 0 Comments   Share   The Arizona Cardinals were destroyed 58-0 by the Seattle Seahawks Sunday, marking the worst loss in the history of the franchise. It was Arizona’s ninth straight loss.Speculation is running wild on a couple of fronts. First, whether or not the Cardinals quit on head coach Ken Whisenhunt, who’s coaching seat got noticeably hotter following the loss.“I can’t comment on that, I have no comment,” defensive tackle Darnell Dockett said Monday when asked about whether the confidence in Whisenhunt has faded in recent weeks . Grace expects Greinke trade to have emotional impact – / 17 Dockett was fined a hefty amount by the Cardinals organization last week for his part in an on-field disagreement with teammate Kerry Rhodes over a directive from the coaching staff to let the New York Jets score in the latter stages of the game. Dockett disagreed with the instructions, but it was for naught because Jets running back Shonn Greene fell down on his own short of the goal line, killing the clock in an ugly 7-6 win.Dockett also started the game on the bench as a result, and played in only 55% of the snaps on defense.Following the discipline, Dockett was asked if he’s still happy wearing Cardinal red.“I don’t know, I don’t know,” he responded. “I’m a hell of a competitor, I love what I do, I take what I do serious and I hold a lot of guys accountable and whatever situation comes my way, I’ll be prepared for it.” There were many who witnessed the game Sunday that believe the Arizona Cardinals quit as a football team. That group includes Larry Fitzgerald’s father, who made the proclamation on Twitter at halftime of the blowout loss.“That’s his opinion, I can’t speak for no one else, I only can speak for Darnell Dockett,” he said. “I can only say I didn’t quit, and that’s the best way I can put it.” Former Cardinals kicker Phil Dawson retires The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Derrick Hall satisfied with D-backs’ buying and selling Top Stories last_img read more

Top Stories

first_img Top Stories Your browser does not support the audio element. Eagles color analyst Mike Quick told Arizona Sports 620’s Doug & Wolf Tuesday that the team’s fortunes have changed and that optimism is building in Philadelphia.“Everybody is very excited here,” Quick said, “because the last three games this team has kind of caught fire. And the quarterback, Nick Foles, (is) having an outstanding month.“The team’s flying right now. And the defense is coming around. So, right now the mood here is one that everybody is optimistic about where this team is going.”Quick said Foles should be up for consideration for a Player of the Month nod. He added that the former Wildcat still hasn’t officially been named the Eagles’ starter, just that he gets the starting nod on a week-by-week basis.“(Kelly) likes to keep everyone guessing,” Quick said.Just hours after Quick said that, however, Kelly named Foles the starter for the rest of the season.The analyst also threw his support behind the first year head coach.“Every week, I’m more and more impressed with the way he runs things,” Quick said. “His approach to the games week in and week out — the way he prepares his team — it’s a little bit different than what I’m used to. But, as time progresses, I think he’s growing on people.” Grace expects Greinke trade to have emotional impact He said not all the players took to Kelly immediately; they had to learn entirely new systems on offense and defense, and Quick said the drills Kelly had players running were “unconventional.” But, the analyst said that reluctance is starting to disappear.“Winning is the cure-all,” he said. “Winning is a panacea. And because these guys are winning football games now, they’re all kind of getting in line with the things he’s asking them to do.”The Eagles started out the season 1-3, and they also lost their first four home games. They finally got their first home win last Sunday over while facing the Washington Redskins.Quick attributed that incompetence at home to the team still trying to adjust to Kelly’s system. It also didn’t help that the team was still trying to figure out which quarterback was best prepared to lead the offense, as they have also tried Michael Vick and Matt Barkley at the position.“Guys are just really getting a feel for what they’re being asked to do, and getting comfortable in doing the things they’re asked to do in both these systems — on the offensive side and the defensive side of the ball.” The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo The 7-4 Arizona Cardinals head to Philadelphia Sunday to take on the Philadelphia Eagles, who are on a three-game winning streak and tied for first in the NFC East. Both teams will be looking to take the next step toward a playoff berth.The Eagles (6-5) started out slowly under new coach Chip Kelly, who replaced Andy Reid, and have struggled at home this season. However, the team has seen a resurgence under second-year quarterback Nick Foles, a University of Arizona product. Comments   Share   LISTEN: Mike Quick, Eagles Color Analyst Derrick Hall satisfied with D-backs’ buying and selling Former Cardinals kicker Phil Dawson retireslast_img read more

It certainly would have been fun to see what the A

first_imgIt certainly would have been fun to see what the Arizona Cardinals could have done had they made the playoffs. They were playing as good a defense as any team in the NFL, and after winning at Seattle, would have proven a tough out. But Arizona came up short despite winning 10 games, and while division rivals Seattle and San Francisco play for the right to represent the NFC in the Super Bowl, Arizona makes offseason plans. The first priority is restructuring Larry Fitzgerald and reducing that cap hit of $18 million. Fitzgerald, while still a good receiver, is clearly on the decline. He has a base salary of $12.75 million and would be willing to move money around and restructure, but doesn’t appear willing to take a pay-cut.Arizona also needs to address the left tackle spot. Levi Brown was addition by subtraction and Bradley Sowell, while game, does not project as a starter. The Cardinals could use the draft or free agency. Kansas City’s Brandon Albert is 29 and could be a prime target in free agency, but he will come with a hefty price tag.The Cardinals could hold the rights to star cornerback Patrick Peterson through 2016 if they use franchise tag, but they could also look to lock him up long term. He is scheduled to count just $5.9 million on the cap with $2.9 million of that in base salary. Peterson wants a new deal, but Arizona should be in no rush as they have three years of control. A new deal will likely cost them in the $35-40 million range.Linebacker Karlos Dansby wants to return and Arizona should want to have him back, as he is not only a leader on the field but also in the locker room. And he is still a great player. Odds are Arizona lets him test the market to set his value before determining if they can afford him. Top Stories Former Cardinals kicker Phil Dawson retires Derrick Hall satisfied with D-backs’ buying and selling Grace expects Greinke trade to have emotional impact 0 Comments   Share   Expect the Cardinals to pick up the $10 million option on linebacker Daryl Washington despite a pending aggravated assault charge against him. Paying him the $10 million keeps him under contract for four more years. And while Carson Palmer likely played well enough to come back for one more season as the stopgap quarterback, Arizona will certainly look at the draft to see if they can find a future franchise signal caller. LSU’s Zach Mettenberger, who tore his ACL late in the season, could be worth a look in second round. The 5: Takeaways from the Coyotes’ introduction of Alex Meruelolast_img read more

Anybody up for seeing a field goal shootout That

first_imgAnybody up for seeing a field goal shootout?That’s what Thursday night’s game ended up being.The Arizona Cardinals made sure to give their placekicker more opportunities than St. Louis did, however.Chandler Catanzaro recovered from a poor outing last Sunday, drilling all four of his field goal attempts, including two from beyond 45 yards.That would be all Arizona would need as its defense locked down the home team. The Cardinals escaped by a 12-6 final, claiming their 11th win of the season and putting themselves in prime playoff position. They only have meetings with Seattle and San Francisco remaining. What little playoff hopes the Rams had were squashed at the Edward Jones Dome, as they fell to 6-8, bottom in the NFC West.Here’s a look the Thursday Night Football game, by the numbers:4Frostee Rucker had a big night on the defensive end with four tackles, including three for loss. He also had one of the Cardinals’ two sacks; Larry Foote had the other.18The 18 combined points were the lowest total in a Cardinals game this season, falling short of Arizona’s 14-6 win over the Lions on Nov. 16.29The Rams had shut out their last two foes, so when Catanzaro connected on a field goal on the Cardinals’ third drive, it ended a St. Louis streak of holding opponents scoreless on 29 consecutive possessions — dating back to the fourth quarter of a loss to San Diego on Nov. 23. Being that Arizona failed to score a touchdown Thursday, St. Louis still has a streak going of not allowing an opponent to drive for a touchdown in 40 straight possessions.30Quarterback Drew Stanton left in the third quarter with a knee injury, and Bruce Arians opted to go with recently re-signed Ryan Lindley instead of rookie Logan Thomas. Lindley hadn’t taken a snap in the regular season since 2012, his first time around with the Cardinals. The San Diego State product completed just 4-of-10 passes for 30 yards and a QB rating of 47.9, but he did lead Arizona to its fourth and field goal. Lindley still hasn’t thrown a touchdown in his NFL career, as opposed to seven interceptions. Stanton went 12-for-20 for 109 yards before exiting. Derrick Hall satisfied with D-backs’ buying and selling Former Cardinals kicker Phil Dawson retires The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Top Stories center_img 51The rookie Catanzaro tied his career-long with a 51-yard kick in the third quarter. His 4-for-4 mark Thursday also tied a career-best. The 23-year-old kicker is now 26-of-30 on the season, and he has now made 10-of-12 from 40 yards and beyond.69-59Arizona initially hurt itself with penalties, but St. Louis ended up losing more yards, despite fewer miscues. The Cardinals had eight penalties for 59 yards, while the Rams had six for 69.143Individually, nobody had a spectacular night on the ground for the Cardinals, but the unit collectively was successful and helped the team control the pace — which was slow, as you can tell. Kerwynn Williams followed up his 100-yard performance against Kansas City with 15 carries for 75 yards, and Stepfan Taylor had a solid night with 14 rushes for 61 yards. Arizona had 143 yards rushing as a team, while St. Louis managed just 69.900Larry Fitzgerald’s fourth catch of the game was the 900th of his career, and he became the youngest NFL player to reach that mark. Yeah, that happened. The 11-year veteran finished the game with seven catches for 30 yards.HISTORY! Larry Fitzgerald records his 900th career catch, becomes youngest player in NFL history with 900 receptions. pic.twitter.com/XwvBkGWB4D— SportsCenter (@SportsCenter) December 12, 2014 Grace expects Greinke trade to have emotional impact 0 Comments   Share   1975The Cardinals haven’t had 11 victories in a season since 1975, when they played in St. Louis. They’ve only reached 11 wins three times in franchise history prior to this season. – / 46last_img read more